What do we do?
Yes, of course we offer advice on Life assurance, income protection, mortgages, savings, investments, Pensions, IHT & Estate planning – but our service provides a huge amount more than just those “financial tools”..
Ongoing Management
Inspire & plan
- Maybe your financial future already looks rosier than you think?
- Maybe there’s more to do?
- Let’s create a plan….. Your families financial roadmap
Understand
- You
- Your goals, objectives & dreams
- How you really feel about risk and loss
- Use a little behavioural science
Implement
- Financial planning, solutions and advice
- Investment solutions and advice
Review
- Regular meetings
- Regular analysis
- Update
- Short term & long-term picture
- Optimising tax efficiency
An example of the detailed actions:
Inspire & plan
- Cashflow modeling and analysis
Implement
- Diligent research and analysis
- Independent assessment of entire financial market-place
- Optimising tax efficiency
- The most suitable Financial products for YOU
- Reporting our findings
- Agreeing the way forward
Manage & review
- A regular financial planning review, in person
- Update your circumstances and changes that may affect your financial plan
- Review your established objectives and discuss any new ones
- Review what we are trying to achieve
- Discuss your Family situation – what’s changed?
- Long term financial security – are you still reassured?
- Any financial problems/concerns to address?
- Shorter term financial security still able to withstand emergencies or purchase new assets (e.g. cars or holidays)
- Continuous review your Estate and Inheritance Tax
- Guidance on decision making such as Wills / Power of Attorney
- Liaison with other professionals such as accountants as necessary
- Advice in relation to income strategies and tax mitigation
